P2P lending v/s Fixed Deposits

Fixed Deposits have been one of the most popular investment options for us over the years. Fixed deposits in a bank offered a guaranteed rate of return after a certain amount of time. Fixed deposit usually offers a return of 7% to 9% depending upon tenure of investments. These returns look good until you take inflation into account. These returns are lower compared to inflation over the years and in real terms your money has depreciated in value over time.

A new form investment in form P2P lending is gaining force in India. This investment can offer a return on upwards of 18% to 25% with minimal risk. It has advantage of diversification and portfolio creation too. The article on Loankuber made me inform about the advantages of P2P lending over fixed deposits. This article on http://www.loankuber.com/content/peer-to-peer-lending/p2p-lending-vs-fixed-deposits/ proved to be very informative and beneficial to me and if you are a fellow borrower you should definitely give this article a read.